Our members get more!
We’re excited to welcome new members, and joining us is quick and easy.
Who is Eligible?
Joining Truliant is easy! You can become a member if you meet any of the following criteria:- Association Membership: Residents of any U.S. state can join for free through the American Consumer Council
- Location: If you live, work, worship or attend school in a county near one of our branches
- Family Ties: If you have an immediate family or household member who is currently a member of Truliant, you're eligible too
- Employment: Employees of our partner companies automatically qualify
How to Join
Becoming a Truliant member is simple:1
- Start with a product you need: Select your first product, such as a checking account or loan, and then you will also be asked to open a membership savings account2 with only a $5 deposit needed.
- Quick and easy application: Apply online3 or at a branch.
Business Accounts
Ready to open a business account?
Start with a $5 deposit to open a Business Savings account, then add other accounts as needed. We may ask for a bit more info than a regular savings account, but we’ll guide you through it. Learn more.
Making a Difference is Our Strong Suit
Because we are member-focused, we prioritize what truly matters—investing in our communities and putting value back into your financial future.
Frequently Asked Questions
What is a credit union?
A credit union is a not-for-profit financial institution owned and controlled by its members, offering financial services like checking, savings accounts, loans, and credit cards, with the goal of serving members' financial needs rather than maximizing profit.
Truliant was established as a credit union in 1952. Read about our history.
Truliant was established as a credit union in 1952. Read about our history.
How long does it take join?
Becoming a member is fast and easy. If you join online, the process takes about 10 minutes, assuming you don’t need to provide any additional information. If you join at a branch, it usually takes about 30 minutes.
What documentation do I need to open an account?
You will need at least two forms of government-issued photo identification, such as a valid driver's license or passport and a Social Security Number or individual taxpayer identification number. Plus, a utility bill with your current address information.
Are my deposits insured?
Yes, up to $250,000 per account. All deposit accounts are federally insured by the National Credit Union Administration.
What are the benefits of joining a credit union?
Credit union members receive a number of benefits including:
- Fewer fees
- Lower loan rates
- Potentially higher rates of return on savings accounts
- Personal attention
- Free financial education
- And more!
What products and services do you offer?
At Truliant we offer a variety of products and services to help you achieve your financial goals, personal and business.
- Loans
- Credit Cards
- Deposit accounts, such as, checking, savings and certificates
- Mortgages
- Insurance
- Financial advisors
- Bilingual representatives
- Digital Banking
- Online applications
Do you offer business accounts?
Yes. We offer a variety of commercial loans, SBA loans, credit card, deposit accounts, insurance coverage, payment processing, etc.
(1) Your application must satisfy Truliant’s review and approval.
(2) As a condition of your membership, you must maintain a Membership Savings account with a $5.00 minimum balance. Opening deposits vary by account type. Credit approval and other restrictions may apply.
(3) To apply online, you must be at least 18 years of age and a U.S. citizen or permanent U.S. resident to apply. Must meet qualifications in online form.
(2) As a condition of your membership, you must maintain a Membership Savings account with a $5.00 minimum balance. Opening deposits vary by account type. Credit approval and other restrictions may apply.
(3) To apply online, you must be at least 18 years of age and a U.S. citizen or permanent U.S. resident to apply. Must meet qualifications in online form.