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Certificate Specials

It Doesn’t Get Any Brighter!
Open one of these certificate specials online today!
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Certificate special 4.75% APY

Now is the time to take advantage of the hottest rates around. We have multiple terms to choose from so you can select the best option for you. Open yours today online  or at one of our branches while rates are still at an all-time high.

Our highest rate with a shorter term is our best special:

11-Month Certificate at 4.75% APY1

  • Rate: 4.75% APY1
  • ​Term: 11-month
  • ​Balance: $5,000 minimum balance - entire balance of certificate must come from funds not currently at Truliant (not available for business certificates)

This high rate option with a moderate term is hard to beat:

17-Month Certificate at 4.75% APY2

  • Rate: 4.75% APY2
  • ​Term: 17-month
  • ​Balance: $5,000 minimum balance - entire balance of certificate must come from funds not currently at Truliant (not available for business certificates)

If you’re interested in locking in a rate for a longer term, this is the special for you:

25-Month Certificate at 4.75% APY3

  • Rate: 4.75% APY3
  • ​Term: 25-month
  • ​Balance: $5,000 minimum balance - entire balance of certificate must come from funds not currently at Truliant (not available for business certificates)

Penalty-free access to funds is also available at a great rate:

8-Month Penalty-Free4 Certificate

  • Withdrawals: One penalty-free withdrawal per month4
  • Rate: 4.50% APY5 (The 4.50% APY is applied when the balance meets or exceeds $5,000. If the balance falls below $5,000, the rate drops to 1.00% APY.)
  • ​Term: 8-month
  • ​Balance: $5,000 minimum balance - entire balance of certificate must come from funds not currently at Truliant (not available for business certificates)


Act soon before these certificate specials expire. Open online  or at one of our branches.

(1) APY=Annual Percentage Yield. Limited-time offer. Penalty for early withdrawal. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. Funds will roll over into a 12-month regular certificate upon maturity. Not available for business certificates.
(2) APY=Annual Percentage Yield. Limited-time offer. Penalty for early withdrawal. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. Funds will roll over into an 18-month regular certificate upon maturity. Not available for business certificates.
(3) APY=Annual Percentage Yield. Limited-time offer. Penalty for early withdrawal. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. Funds will roll over into a 24-month regular certificate upon maturity. Not available for business certificates.
(4) One penalty-free withdrawal per month after initial 60 days on deposit.
(5) APY = Annual Percentage Yield. Limited-time offer. Special requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. The 4.50% APY is applied when the balance meets or exceeds $5,000. If the balance falls below $5,000, the rate drops to 1.00% APY. Funds will roll over into a 6-month regular certificate upon maturity. Not available for business certificates.

Please see our Account Terms and Deposit Account Agreement for more information about dividends and your account.