Knowledge Base

Do You Offer Coverage for Damage to My Car?

Yes, Truliant offers Mechanical Repair Coverage. We understand that a breakdown can be troubling enough without the added worry of expensive repairs.¹ As your vehicle gets older, the risk and cost of repairs increases.

Mechanical Repair Coverage², provides the added security of an extended warranty after your manufacturer warranty expires. You can add it to a vehicle under a lien or to one you have paid off already.

We offer three plans to meet your individual needs and budget. Talk to us today about what plan is right for you.

1. Platinum: Our most comprehensive plan. Covers everything on the member’s vehicle except what’s listed under the What’s Not Covered section.
2. Gold: Provides coverage for 13 major component groups and is considered a value-minded plan.
3. Silver: Provides coverage for 11 major component groups. A basic yet robust plan. 

With Mechanical Repair Coverage,² you will enjoy many valuable benefits such as:

• Substitute Transportation - up to $50 per day up to a maximum of 10 days, available on the first day of coverage; options for rental car or rideshare are available
• 24-hour Emergency Roadside Assistance - up to $125 per occurrence, includes towing, battery, jumpstart, fluid delivery, flat tire assistance and lock out service
• Travel Expense Reimbursement - up to $200 per day (5-day maximum) for lodging, food and transportation expenses when a covered breakdown occurs 100 miles or more from home and your vehicle is held overnight at a repair facility; not available to residents of NY
• Key Replacement (including fob and/or remote) - $800 per occurrence for the repair or replacement of lost, stolen or damaged keys including any programming; not available to residents of CT, MA, PA and VT
• Paintless Dent Repair - repairs dings and dents no larger than 4 inches that are repairable through paintless dent repair techniques; not available to residents of CT
• Commercial use - pays for covered breakdowns when your vehicle is used for permitted commercial purposes
• No out-of-pocket expense (except for deductible) - the administrator pays the repair facility directly
• Good at any authorized repair facility - in the continental United States, Alaska, Hawaii and Canada
• Rideshare - pays for covered breakdowns when your vehicle is used for ride-sharing purposes such as Uber or Lyft
• Mobility Equipment - provides coverage for mobility equipment components when installed by the manufacturer or a licensed installer
• Transferable - if you sell your vehicle privately, the coverage can be transferred (for an administrative fee), may add resale value and appeal
• Cancelable - receive a full refund for an unused agreement within the first 60 days, or a prorated refund thereafter less an administrative fee³

Call 866-234-7633 or schedule an appointment at a branch to speak to a representative about adding one of three Mechanical Repair Coverage plans for peace of mind.

Eligibility

• Coverage must be active before the specified mileage and model year expiration. Coverage will continue until the policy expires.
  • Current - 15 model years old and 150,000 miles or less
  • Maximum eligibility for European/Luxury Vehicles is 100,000 miles. Includes Audi, BMW, Fiat, Jaguar, Land Rover, Mercedes Benz, Mini, Porsche, Smart, Tesla, Volvo and Volkswagen

 

• (1) Actual costs may vary by vehicle year, make, and model. Prices are based on actual claim experience of Consumer Program Administrators, Inc., and its affiliated companies’ customers as of September 2022. Your experience may be different.
  (2) Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1- 800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.
  (3) Cancellation provision and administrative fees vary by state.