Explore our interest rates and dividends.

Loans are subject to credit approval.
(a) The estimated monthly payment on a $30,000, 60-month loan at 5.64% APR is $575.
(b) Advertised Annual Percentage Rate (APR) may change without notice. Loan rates are based on credit history, term, and loan-to-value. Rate ranges above represent the lowest to highest rate available for the model year and term under normal underwriting guidelines. Certain rate discounts and premiums may apply based on the specific factors of each application. Possible 0.25% rate discount is available, depending on your credit score, for loans with a loan-to-value ratio under 80%. Total maximum rate discount is 0.25%. All auto loan rates, including promotional rates and discounts are subject to a 5.39% minimum APR for new autos.

Loans are subject to credit approval.
(a) The estimated monthly payment on a $20,000, 60-month loan at 6.24% APR is $389.
(b) Advertised Annual Percentage Rate (APR) may change without notice. Loan rates are based on credit history, term, and loan-to-value. Rate ranges above represent the lowest to highest rate available for the model year and term under normal underwriting guidelines. Certain rate discounts and premiums may apply based on the specific factors of each application. Possible 0.25% rate discount is available, depending on your credit score, for loans with a loan-to-value ratio under 80%. Total maximum rate discount is 0.25%. All used auto loan rates including promotional rates and discounts are subject to a 5.99% APR minimum for 2017-2022 models, and 8.24% minimum for 2014-2016 models.

Classic Cars are based on J.D. Power valuation classifications. All loans are subject to credit approval.
(a) The estimated monthly payment on a $30,000, 60-month loan at 10.49% APR is $645.
(b) Annual Percentage Rate (APR) may change before consummation of the loan. Loan rates are based on credit history, profile, and loan terms.

Subject to credit approval.
(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) The estimated monthly payment for a $7,500, 48-month fixed rate Debt Consolidation loan or a Personal Convenience loan at 11.74% APR is $197.

Subject to credit approval.
(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) Any change in the periodic rate will be effective on the first day of your next billing cycle immediately following a change in the index published in the Wall Street Journal. The interest rate applied to your Account will increase if the Prime Rate increases.

See our Visa Transparent Card Agreement, our Visa Platinum Rewards Card Agreement or our Visa Business Card Agreement.

All loans are subject to credit approval. Home equity products available in NC, SC, TN, VA, FL, GA & OH only. Consult your tax advisor on the deductibility of interest.
(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) Home Equity Line of Credit is a variable rate loan and the APR is based on The Wall Street Journal Prime Rate and will vary based on your credit history, but will not go below the floor rate of 3.99%. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs. Maximum APR is 18.00%.
(c) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350,000. Terms from 120 to 240 months.
(d) Available on second lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350.000. Terms from 120 to 240 months.
(e) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $25,000 to $350,000. Terms from 120 to 180 months.

(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) Rates and terms are subject to change. All loans are subject to credit approval. For land-only loans, a 1% origination fee applies and cannot be financed into loan. Loan requires full title and full appraisal. Land must be undeveloped (no dwelling/house on property) - either raw land or in a recorded subdivision. Loan is subject to a 10-acre maximum. Must be for personal use (no commercial property). Property must perc (raw land only).

Boat loans include motor, trailer & accessories. All loans are subject to credit approval.
(a) The estimated monthly payment on a $30,000, 60-month loan at 10.49% APR is $645.
(b) Annual Percentage Rate (APR) may change before consummation of the loan. Loan rates are based on credit history, profile, and loan terms.

All loans are subject to credit approval.
(a) The estimated monthly payment on a $30,000, 60-month loan at 10.49% APR is $645.
(b) Annual Percentage Rate (APR) may change before consummation of the loan. Loan rates are based on credit history, profile, and loan terms.

Rates are subject to change monthly. Log in to online or mobile banking to see our Deposit Account Agreement for more information about your accounts, dividends, fees and features.

(a) APY = Annual Percentage Yield. 
(b) Free if minimum daily balance of $2,500 is maintained in either a Savings, Checking or Money Market account (excluding High Yield Savings). If your balance falls below the minimum daily balance, your account will be subject to a $7.50 fee for that month.

Savings rates are accurate as of October 1, 2024. Rates are subject to change monthly as determined by the Board of Directors of the Credit Union. Log in to online or mobile banking to see our Account Terms and Deposit Account Agreement for more information about your accounts, dividends, fees and features.

(a) APY = Annual Percentage Yield. 
(b) The terms of the account, including any fees or features, may change. Fees may reduce earnings on this account. Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $1,500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate: Interest rate will decrease for balances above $25,000. Base Rate: Interest rate applied if checking activity doesn't qualify. External deposits include: ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include: Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions: internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan.

Log in to online or mobile banking to see our Account Terms and Deposit Account Agreement for more information. A penalty may be imposed for early withdrawal.
(a) APY = Annual Percentage Yield.
(b) Not available for IRA certificates.
(c) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days).
(d) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
(e) Penalty for early withdrawal. Requires a minimum deposit of $5,000 and entire balance must come from funds not currently on deposit at Truliant. For 25-month special funds will roll over into a 24-month regular certificate upon maturity. For 17-month special funds will roll over into a 18-month regular certificate upon maturity. For 7-month special funds will roll over into a 6-month regular certificate upon maturity. Not available for business certificates.

Money Market rates are accurate as of October 2, 2023. Money Market rates are subject to change weekly. Log in to online or mobile banking to see our Account Terms and Deposit Account Agreement for more information about dividends and your accounts.
(a) APY = Annual Percentage Yield.
(b) The minimum deposit to open a Select Money Market or Select IRA Money Market is $1,000.

Business Savings and Checking rates are accurate as of July 1, 2021. Rates are subject to change monthly as determined by the Board of Directors of the Credit Union. Log in to online or mobile banking to see our Account Terms and Business Deposit Account Agreement for more information about dividends and your accounts.
(a) APY = Annual Percentage Yield.
(b) The Business Checking account $10 monthly maintenance fee is waived if you maintain a minimum daily balance of $2,500.

Business Money Market rates are subject to change weekly. All Certificate rates are fixed and will not be paid until maturity. A penalty may be imposed for early withdrawal. Certificate and Money Market rates are accurate as of October 2, 2023. Log in to online or mobile banking to see our Account Terms and Business Deposit Account Agreement for more information about dividends and your accounts.
(a) APY = Annual Percentage Yield.