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Enjoy your weekends on the lake.

Boat Loans

family in a boat

If you dream of the open water and want your own boat, Truliant can make that dream a reality. We finance new and used boats up to 10 years old, trailer, motor and accessories included.

Go out and play with a convenient loan that saves you money. Save time and money with a boat loan while spending more time doing what enriches your life. With flexible terms and new and used boat options available for bass boats, sailboats, trawlers, multi-hulled and more. For a new boat, get a loan up to 85% of the invoice price, plus tax and titles, and up to 100% for a used boat.

Whether you’re in the market for a new boat, a used one, or you want refinance an existing boat loan, we're here to help. With flexible terms and fast approvals, you’ll be on the water in no time.

Get extra piece-of-mind by purchasing a Payment Protection plan and/or GAP insurance for your boat.

 

Boat Loan Calculators

 
 

What should I know before purchasing a boat?

  1. Choose the right boat for your needs. Whether you're wanting something to enjoy with others or just looking for a fishing boat, there are numerous boats that can fit your needs.

  2. Determine if you'd like a new or used model. Would you rather have a new model with the latest bells and whistles, or are you looking for an older, reliable model?

  3. Ensure your boat is certified. This ensures that your boat is up to safety and construction standards.

  4. Negotiate your price. Just like when purchasing a car or RV, negotiating your price can save you thousands on your new boat.

  5. Save for your down payment, taxes, title and registration fees. At Truliant, we'll help you by lending 85% of the invoice price, plus taxes and tags, on a new boat.

What should I expect when applying for a boat loan?

  1. Apply at one of our branches, over the phone, or online using our quick, convenient digital application, available virtually anywhere.

  2. Once you apply, we will help to walk you through the rest of the process so if you ever have a question, we're here for you. If you applied online, you can expect the same personalized attention from one of our team members.

  3. We will reach out to you to discuss your loan amount, terms and payment information.

  4. Your funds are ready whenever you are, so you can hit the water quick.

 
I'm very impressed with Truliant, everyone is friendly and answers all my questions. The loan process was quick and smooth. I'm ready to go fishing.
I have banked with them for 5 years. Great boat loan financing and very friendly staff. Fantastic Credit Union.
The loan officer that helped me is great! Even though I ended up needing a different type of loan, she connected me with someone to help me. I recommend Truliant to all my friends.
Our loan officer went above and beyond to get our approval paperwork finished. Thanks so much!
Professional and super friendly, Truliant treats me like family. They are patient and explained banking procedures in a manner that I understood.
 

Boat Loan Tools and Resources

Loans are subject to credit approval. Boat loans include motor, trailer and accessories.
(1) The estimated monthly payment on a $30,000, 60-month term Boat loan at 10.49% APR is $645.

Jet skies do not qualify for this loan.