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3.75% APY guaranteed until april 30, 2026

New Accelerate Money Market

Accelerate your savings.

Earn competitive rates without locking up your cash.

 

What money market options does Truliant offer?

Getting started with a money market account is simple and easy and can be accessed with as little as $2,500.

  • Accelerate Money Market1:

    • Can be opened with only $2,500
    • Tiered rates increase as your balance grows
    • Allows for six (6) withdrawals per month
    • Check writing privileges for your convenience
    • Can also be linked to an ATM or Debit Card

  • Accelerate Money Market Special*:

    • Higher rate available through April 30, 2026
    • Can be opened with only $25,000 and funds must not already be on deposit at Truliant
      • After initial deposit, existing Truliant funds can be transferred
    • Allows for six (6) withdrawals per month
    • Check writing privileges for your convenience
    • Can also be linked to an ATM or Debit Card

Federally-Insured by the NCUA. Your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.

 
Money Market Account Rates

Money Market Account Rates

Money Market Accounts
Account Type APYa Dividend Minimum Daily Balance Required

Accelerate Money Market Special ($25,000 minimum opening deposit)b

Accelerate Money Market Special ($25,000 minimum opening deposit)b

1.000%

0.996%

$0

3.750%

3.682%

$25,000+

Accelerate Money Market ($2,500 minimum opening deposit)c

Accelerate Money Market ($2,500 minimum opening deposit)c

1.000%

0.996%

$0

1.000%

0.996%

$2,500

2.440%

2.411%

$25,000

2.630%

2.597%

$50,000

2.810%

2.772%

$75,000

3.000%

2.956%

$100,000

3.250%

3.199%

$250,000+

 

Savings Calculators

What should I expect when opening a money market account?

  1. Apply for your money market account online, at one of our branches or over the phone.
  2. Once you apply, we will help to walk you through the rest of the process so if you ever have a question, we're here for you.
  3. You will be contacted within two business days to let you know of our decision.
  4. Your new money market account is available right away so you can start saving immediately.

How does a money market account work?

A Truliant money market account works very similarly to a checking account. However, you’ll notice some additional perks that you don’t get with a standard checking or savings account. While the returns aren’t as high as a certificate, Truliant offers highly competitive dividends on these accounts. Additionally, you’ll earn more interest as the account balance increases.

 
Is a Money Market Account Right for You?-Spotlight Image Link

Is a Money Market Account Right for You?

Money market accounts are a great way to earn more in interest than a standard savings account while having more access to your funds than a certificate. However, because of the higher dividends, often times money market accounts require a higher minimum balance than a savings account.

Federally insured by NCUA. 

* APY=Annual Percentage Yield. The rate is guaranteed through April 30, 2026. Rolls over to an Accelerate Money Market where standard tiered rates apply when the promotional rate expires. To receive the 3.75% APY, the daily balance must remain at $25,000 or greater. If the minimum daily balance falls below $25,000, the 1.000% APY applies. The minimum deposit to open an Accelerate Money Market Special is $25,000. The initial $25,000 must be from funds not already on deposit at Truliant. After the initial $25,000, existing Truliant funds can be transferred.  A $10 monthly fee will be charged if your average monthly balance falls below $2,500. A $10 fee will be charged to each withdrawal over the allowable limit of six (6) withdrawals per month. Fees may reduce the earnings on the account. Rate are variable and may change after the account is opened. Not available on Business or IRA accounts.

1) The minimum deposit to open an Accelerate Money Market is $2,500. A $10 monthly fee will be charged if your average monthly balance falls below $2,500. A $10 fee will be charged to each withdrawal over the allowable limit of six (6) withdrawals per month. Fees may reduce the earnings on the account. Not available on Business or IRA accounts.

The calculator on this page is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual yield computations.

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