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Full transparency: low rate, no fees.

Transparent VISA Credit Card

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Transparent credit card

Our Completely Fee-Free Transparent VISA Card

Enjoy a credit card that is absolutely fee free: no annual, transaction, or cash advance fees. You won't even be charged fees for late payments!

  • Credit limits between $500 and $30,000
  • Email and text message alerts when there is potential fraud
  • Additional no-fee items:
    • No returned payment fee
    • No foreign transaction fee
    • No over the limit fee

A Rewards Card Made Simple

With our VISA Platinum Rewards card, every dollar you spend earns you one point, which can be redeemed for merchandise, travel, gift cards, and more.

  • Credit limits between $500 and $30,000
  • No annual fee, no transaction fee or cash advance fee
  • Email and text message alerts when there is potential fraud
  • Low variable rate
  • Easily manage your card through Truliant's online banking or app
Browse here to see sample reward items.
Platinum Rewards card
 

Get Pre-Qualified for a Credit Card

Get pre-qualified for a credit card instantly with just a few questions. You’ll immediately see what credit card you may be eligible for, without a hit to your credit score. It’s as easy as shopping online, or finding a movie to stream!
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Making Lending Convenient

  • After entering your mobile number, fields in the application are prepopulated making it quick and easy
  • See your estimated rate and payments without impacting your credit score
  • Know upfront what you can save by refinancing loans from other financial institutions
 
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Credit Card Rates

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Credit Card Calculators

What to Know Before Applying for a Credit Card

From knowing how much you should plan to pay off each month to reading a credit report to understanding your credit score (and how to improve it), there's a lot to know and consider before you apply for a credit card.

A credit card offers many benefits that a debit card does not, such as being able to space out the payments on large purchases and rewards for your spending. We want you to make the best and most informed decision for your financial situation. To help guide you towards feeling confident in your decision, the Personal Finance section in our Learning Center offers useful information and resources on credit cards, managing your credit, creditworthiness, debt consolidation and more.
Visit the Learning Center

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(1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.

See our Visa Transparent Card Agreement, our Visa Platinum Rewards Card Agreement, our Visa Transparent Card Agreement (previously Classic Variable Rate) if Open Prior to 10.1.20, our Visa Platinum Rewards Card Agreement if Open Prior to 10.1.20, our discontinued Visa Classic Fixed Rate Card Agreement and our discontinued Visa Platinum Fixed Rate Card Agreement for additional information.