Interest Rates
All rates effective as of 11/21/2024.
- All Rates
- New Auto Loan Rates
- Used Auto Loan Rates
- Classic Car Loan Rates
- Personal Loan & Line of Credit Rates
- Credit Card Rates
- Home Equity Rates
- Mortgage Rates
- Land & Lot Loan Rates
- Boat and RV Loan Rates
- Motorcycle Loan Rates
- Checking Account Rates
- Savings Account Rates
- Certificate and IRA Certificate Rates
- Money Market Account Rates
- Business Checking and Savings Account Rates
- Business Money Market and Certificate Rates
Home Equity Rates
All loans are subject to credit approval. Home equity products available in NC, SC, TN, VA, FL, GA & OH only. Consult your tax advisor on the deductibility of interest.
(a) Advertised Annual Percentage Rate (APR) may change without notice.
(b) Home Equity Line of Credit is a variable rate loan and the APR is based on The Wall Street Journal Prime Rate and will vary based on your credit history, but will not go below the floor rate of 3.99%. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs. Maximum APR is 18.00%.
(c) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350,000. Terms from 120 to 240 months.
(d) Available on second lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $10,000 to $350.000. Terms from 120 to 240 months.
(e) Available on first lien position only. Fixed rate may vary based on your credit history, term, and loan to home value. Loan range: $25,000 to $350,000. Terms from 120 to 180 months.