Truliant Foundation’s Community Giving program provides support to nonprofit organizations that are strengthening and improving local communities that contain a Truliant branch.
Consideration is given to nonprofits that meet the following criteria:
Have a tax-exempt status under IRS section 501(c)(3)
Have been in operation for at least three years
Have a volunteer board overseeing the organization's operations
Provide services to individuals living in a community with a Truliant branch
Align with one of our focus areas
Have an operating budget of less than $1 million
Please note, the Truliant Foundation can only fund organizations that are located in a community that contains a Truliant branch.
Truliant Foundation Focus Areas
Financial Wellness - Nonprofit organizations that are specifically engaged in activities that promote
and improve financial inclusion and financial literacy for adults. (Examples: first time home buying
programs, financial counseling and education, credit building activities)
Social Mobility ‐ Nonprofit organizations providing personal guidance and activities to build basic
stability that will cultivate prosperity for individuals and their families. (Examples: food insecurity,
affordable housing, clothing & access to transportation)
Workforce Education ‐ Nonprofit organizations supporting transformational education and
workforce development programs that advance career skills and talent development from middle
school through postsecondary education. (Examples: mentoring and leadership programs, soft skills
and work skills development, teacher support)
Applications
Interested organizations should complete the Community Giving Interest Form prior to the next Community Giving grant cycle. If selected to move forward, the Foundation will issue a link to the full grant application. Applications are reviewed and awarded on a quarterly basis. All applications are reviewed by the Truliant Foundation Community Giving Committee.
2025 Community Grant Cycles:
Q1: Interest Forms received before 12/15/24 will be considered. Approved organizations will be invited to submit a full application between 1/1/25 and 1/31/25; applications will be reviewed and awarded by March 31
Q2: Interest Forms received before 3/15/25 will be considered. Approved organizations will be invited to submit a full application between 4/1/25 and 4/30/25; applications will be reviewed and awarded by June 30
Q3: Interest Forms received before 6/15/25 will be considered. Approved organizations will be invited to submit a full application between 7/1/25 and 7/31/25; applications will be reviewed and awarded by September 30
Q4: Interest Forms received before 9/15/25 will be considered. Approved organizations will be invited to submit a full application between 10/1/25 and 10/31/25; applications will be reviewed and awarded by December 31
In addition to the criteria listed above, the Truliant Foundation is unable to support the following types of requests:
Capital campaigns, general operating expenses, or salaries
Individuals or families, including those raising funds or pledges to support a single individual or a family unit
Faith-based organizations or religious programs
For-profit organizations or those without 501(c)(3) status
Political candidates, parties, campaigns or causes
Clubs, groups and organizations within a school (booster clubs, athletics, PTO/PTA organizations)
Youth sports teams or organizations
Nonprofits operating outside of a Truliant community
Groups that discriminate based on race, color, religion, age, sex, sexual orientation, gender identity, marital status, national origin, disability, veteran status or other legally protected status
All organizations will be contacted regarding their application status. For more information, contact [email protected].
About the Truliant Foundation
Established in 2023, the Truliant Foundation is a 501(c)(3) public charity with a purpose to lift up and transform Truliant member communities through charitable giving, collaboration, and meaningful partnerships. The Foundation strives to be a catalyst of growth for established nonprofits seeking the support and guidance they need to flourish and spark positive change in their communities. The Foundation also provides college scholarships to Truliant members and relief funds to Truliant employees facing unforeseen personal hardships.
To learn more about the Foundation’s impact in 2024, view its
annual report.
To learn more about the Foundation's impact in 2025, view its
midyear report.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
Lifestyle Protection and Savings
Cell phone protection coverage
24/7 roadside assistance
Buyer protection and extended warranties
Telehealth for your family
Save on healthcare (prescription, vision and dental discounts)
Travel and leisure discounts
Shopping perks (receive cash back or use for purchases)
Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
Free standard Truliant checks
Free official checks
Free incoming wire transfers
One-time overdraft fee waiver (per calendar year)
Early Pay — Get your paycheck up to 2 days early
Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
Free ATM withdrawals, even outside Truliant
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Reserve Plus Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$25.00
Waived with any of the following:
1) Average Monthly Deposit Relationship ≥ $25,000, or
2) Average Monthly Truliant Financial Advisors Investment ≥ $50,000
Order checks
Standard Truliant Checks are free
Wire transfer (outgoing)
$25.00 Domestic, $35.00 International (incoming wires are free)
Overdraft Charges
Fee Type
Fee Amount
Balance Backup* and Balance Backup+** overdraft protection
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year
Deposit account overdraft protection transfer service charge
$3.00 (limit once daily)
Line of credit overdraft protection transfer service charge
$3.00 (limit once daily)
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Receive one free overdraft per calendar year by contacting us or visiting a branch. Normal fee of $28 per overdraft applies for all other overdrafts.
Our Balance Backup coverage offers members emergency overdraft protection, allowing important items to clear and helping you avoid returned payment fees from payees.
Truliant will strive to pay the following types of transactions when you do not have funds available.
Checks and other transactions made using your checking account number
Automatic recurring drafts made using your debit card number
We also offer Balance Backup+ for the following types of transactions when insufficient funds exist in your account:
Access to more than 80,000 surcharge-free ATMs. A surcharge-free ATM is one you can use without paying an extra fee charged by the ATM owner. Truliant partners with a nationwide network of ATMs that let you withdraw cash, check balances, and more—without those added fees.
Even if the ATM isn’t Truliant-branded, it can still be surcharge-free if it’s part of our network.
Use the ATM locator to find the most convenient locations near you.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for SafeSpend Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$5.00
Waived with any of the following:
1) Monthly Total Deposits ≥ $250, or
2) 23 or younger
Official check, payable to third party
$5.00/check
Wire transfer (incoming)
$10.00 (Domestic / International)
Wire transfer (outgoing)
$25.00 (Domestic) $35.00 (International)
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Non-Sufficient Funds occur when there isn’t enough money in your account to complete a payment. If this happens, we’ll simply reject the payment — and we won’t charge you a fee.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Essentials Plus Banking:
General Charges
Fee Type
Fee Amount
Monthly maintenance
$7.50
Waived with any of the following:
1) Monthly Direct Deposit ≥ $500, or
2) Average Monthly Checking Balance ≥ $1,500, or
3) Average Monthly Deposit Relationship ≥ $5,000
Order checks
Standard Truliant Checks = $10.00
Official check, payable to third party
$5.00/check
Wire transfer (incoming)
$10.00 Domestic or International
Wire transfer (outgoing)
$25.00 Domestic, $35.00 International
Overdraft Charges
Fee Type
Fee Amount
Balance Backup* and Balance Backup+** overdraft protection
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year
Deposit account overdraft protection transfer service charge
$3.00 (limit once daily)
Line of credit overdraft protection transfer service charge
$3.00 (limit once daily)
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits. You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members. See more details here.
Acceptable forms of identification:
Driver’s license (state or U.S. territory issued)
Driver’s license learner permit (state or U.S. territory issued)