Knowledge Base

What is Early Pay?

Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits. You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members.

How Does Early Pay Work?

Once Truliant receives a notification that an ACH deposit is on the way, we may make the funds available to you up to two days early. Please note that Truliant can only post early if the file is received from the other institution. We cannot guarantee early posting.

Which Accounts Are Eligible for Early Pay?

Early Pay applies to all consumer checking accounts and savings accounts, excluding IRA or HSA Savings. It also applies to consumer Money Market accounts except for IRA Money Market accounts. It does not apply to Certificates or Loans.